From Car Insurance to Home and Health Coverage, we offer personalized solutions to meet your needs.
Finding the right insurance in Spain doesn’t have to be complicated. With our expert insurance broker services, we make the process easy and stress-free. We connect you with insurance solutions tailored to your lifestyle and needs. Whether you need car insurance, home coverage, or health protection, we compare top providers to find the best options at competitive prices. We communicate with you in English, Russian, and Lithuanian, ensuring nothing gets lost in translation. Our team simplifies every step, making sure you fully understand your policy. Let us take the hassle out of insurance so you can focus on what matters most – your peace of mind. We’re here to provide the clarity and support you need to secure the perfect coverage.
Your car deserves the right protection, no matter where the road takes you. From full coverage to basic third-party liability, we make it simple to find car insurance that fits your driving needs and budget. Whether you’re cruising Spain’s highways or zipping through city streets, we compare top insurers to bring you the best value. Plus, enjoy added perks like roadside assistance, theft protection, and coverage for natural damages. Don’t leave your vehicle’s safety to chance—drive with confidence knowing you’re covered. Get in touch with us today, and we’ll help you find the perfect policy with clear advice and competitive prices.
Your home is more than just a building. It’s your safe haven and the place where memories are made. Protect it with home insurance designed to fit your needs. Whether you own your home, rent, or act as a landlord, we’ll help you find the right coverage. From natural disasters to theft or accidental damage, we work with top insurers to secure the best options for your property and belongings. Need advice in English, Rissian or Lithuanian? We’ve got you covered. Let us take the stress out of safeguarding your most valuable asset so you can relax knowing it’s in safe hands. Get in touch for a personalized quote today!
Prioritize your well-being with private health insurance in Spain. Whether you’re an expat, student, or long-term resident, we connect you with policies that grant access to top-tier medical care. Enjoy shorter wait times, multilingual assistance, and a wide network of hospitals and specialists. From routine check-ups to emergencies, our plans offer the flexibility and coverage you need for a worry-free lifestyle. With tailored options for individuals, families, and businesses, we help you navigate Spain’s healthcare system with ease. Your health is your greatest asset. Secure it today with personalized health insurance that works for you!
Navigating insurance in Spain can be tricky, but we make it easy. Whether it's car, home, or health insurance, we connect you with the best coverage options at competitive prices. With multilingual support and expert advice, we ensure you get the protection you need without the hassle.
Living or staying in Spain offers an exciting opportunity to explore this beautiful country, whether you’re driving along the coast, through bustling cities, or exploring the countryside. However, before you hit the road, it’s essential to understand how car insurance works in Spain. As an expat or non-resident, securing the right car insurance policy can be confusing, especially if you’re unfamiliar with the local system. Fortunately, this guide will help you navigate the ins and outs of car insurance in Spain, with special attention to policies for non-residents and expats.
If you’re visiting Spain as a tourist or are living here temporarily, securing car insurance might not be at the top of your to-do list. However, it’s an essential step to ensure you’re legally covered while driving. The good news is that even if you’re not a resident, you can still get car insurance in Spain.
Non-residents can typically choose between a short-term or long-term car insurance policy.
Short-term policies, often available for periods ranging from one week to one year, are perfect for tourists who plan to drive during their stay. These policies usually cover the basics, such as third-party liability insurance, which is mandatory in Spain, and can be extended if your stay lasts longer than expected.
For non-residents driving a foreign-registered vehicle, the requirements are a bit different. You may still need to meet the Spanish insurance regulations, depending on how long you’re planning to drive in the country. If you’re using your foreign-registered car for more than six months, you may be required to register the car in Spain and purchase a Spanish insurance policy.
When shopping for non-resident car insurance, it’s important to look for options that offer comprehensive coverage, including protection for damages to your car, theft, and third-party liability. Many insurance providers in Spain offer policies tailored specifically for non-residents and tourists, which are often available in English.
Expats in Spain have unique insurance needs, and securing the right car insurance policy is a crucial part of adapting to life in a new country. The process of finding car insurance for expats can vary depending on your residency status and the length of time you’ve been in Spain. As an expat, it’s important to understand that Spanish law requires all drivers to have at least third-party liability insurance, regardless of whether you’re a resident or non-resident.
While many expats opt for basic third-party liability insurance, there are a variety of additional options available. Comprehensive car insurance policies, for example, offer extra protection for your vehicle in case of accidents, vandalism, or natural disasters. If you’re financing or leasing a car, comprehensive coverage is often a requirement.
When searching for expat car insurance, it’s essential to keep in mind that Spanish insurers may not always offer coverage in languages other than Spanish. However, we offer policies in English and can guide you through the process of getting the right insurance for you. We can also assist you with claims and paperwork, ensuring you understand everything clearly and avoid any language barriers.
Finding car insurance for expats in Spain is simpler than it seems, but it’s essential to understand the key factors that affect your policy. For example, as an expat, you may need to provide proof of residency, a Spanish driving license, and sometimes even a Spanish bank account to obtain a policy.
If you plan on staying in Spain long-term, it’s important to ensure that your car insurance policy is aligned with Spanish law and covers all the required aspects. Expats should be particularly aware of the differences between car insurance in Spain and their home country. For example, in Spain, the insured vehicle is typically the policyholder’s responsibility, meaning the policyholder is liable for the car regardless of who is driving it. This is in contrast to some countries where car insurance can be tied to the individual driver, not the vehicle.
Expats who have a foreign car may also need to consider registration and road tax requirements when obtaining car insurance in Spain. Once you’ve fulfilled all legal obligations, you can choose between the two main types of car insurance available: third-party insurance and comprehensive insurance.
As mentioned earlier, you must have at least third-party liability insurance, which covers injury or damage to others caused by an accident in your vehicle. This is the minimum legal requirement in Spain. For expats, third-party liability insurance is crucial as it ensures you’re covered in the event of an accident where you’re responsible for damages to another person’s property or injury. It also provides peace of mind when driving in a new country, as it meets Spanish legal requirements and helps you avoid hefty fines or penalties. While it doesn’t cover damage to your own car, it is an essential foundation for any policy and a good starting point for those who are new to Spain’s insurance system.
Many expats in Spain choose comprehensive insurance. As mentioned earlier, it provides broader coverage, including protection against theft, fire, and damage to the insured car. Comprehensive insurance is particularly popular among expats who own a new or high-value vehicle.
An essential part of securing car insurance as an expat in Spain is understanding the various factors that affect your premiums. These include your driving history, the make and model of your vehicle, your age, and where you live. For example, car insurance premiums tend to be higher in large cities like Madrid or Barcelona due to the increased risk of accidents, theft, and vandalism.
You can also opt for added extras such as roadside assistance, which can be incredibly helpful if you encounter any problems while driving in a new country.
When looking for car insurance as an expat, it’s advisable to shop around and compare quotes from different providers to ensure you’re getting the best deal. Many companies, like ours, offer expat-friendly services and will provide you with English-speaking customer service, making the entire process smoother.
As an expat or non-resident in Spain, finding car insurance in English can be a huge benefit, particularly if you’re not fluent in Spanish. Fortunately, many insurance providers in Spain offer policies in English, and brokers, like us, who specialize in expat services can help guide you through the entire process. We offer advice, answer your questions in English, Russian and Lithuanian, and ensure that you understand all aspects of your policy.
One of the main challenges when dealing with car insurance in Spain is navigating the paperwork and terms, which are often presented in Spanish. By opting for insurance providers who offer coverage in English, you can avoid confusion and ensure you understand the terms and conditions of your policy. This will give you peace of mind and help you make more informed decisions when choosing a car insurance policy.
In addition to language support, many English-speaking insurance brokers can assist with the claims process, ensuring that everything runs smoothly if you’re involved in an accident or need to make a claim. They can help you deal with the legal and bureaucratic aspects of insurance in Spain, which can be quite different from what you’re used to back home.
Yes, as mentioned above, you do need car insurance in Spain. It is legally required to have at least third-party liability insurance to drive in the country. This basic coverage protects you against damage or injury caused to others in an accident. Whether you’re a resident or a non-resident, this insurance is mandatory by law. If you’re planning to stay in Spain long-term, you may also want to consider comprehensive insurance for additional protection, covering damages to your own vehicle, theft, and other incidents. Having the right car insurance ensures you’re driving legally and can provide peace of mind on the road.
If you are looking for a car insurance broker near you and are located in Orihuela, Torrevieja, San Pedro del Pinatar, Torre La Mata, San Miguel de Salinas, La Zenia, San Javier, Los Alcázares, Mil Palmeras, or Pilar de la Horadada, we invite you to visit our office in Orihuela Costa at C./ Isla Cabrera 37-38, 03189 La Regia Orihuela Costa (Alacant). Please call us in advance to ensure we are available when you arrive. We will provide you with insurance that perfectly suits your requirements. Additionally, you can take advantage of our offers on home and health insurance designed to meet your needs.
Schedule your free consultation today and discover the insurance options that are right for you!
